Caisse des Dépôts et Consignations : Un groupe public au service de l'intérêt général et du développement économique

Sums deposited under the Livret A government-backed savings scheme fund the construction of social housing. These sums are managed by Caisse des Dépôts. Caisse des Dépôts then converts them into long-term, public interest loans.

Since it was established, Caisse des Dépôts has been the trusted administrator of private funds protected by law. Today the banker of choice for the legal professions, but also for Social Security and public interest organisations, it provides services suited to the specific needs of its clients and conforming to the highest security and quality standards.

Caisse des Dépôts manages 48 retirement pension schemes and providers. This means it has contact with one in five pensioners. Its activity continues to grow, with the allocation of new mandates and the implementation, in 2007, of the right to information about pensions.

CNP assurances is a subsidiary of Caisse des Dépôts and has been insuring individuals for 150 years. It now helps 24 million people around the world to protect themselves against the vagaries of life.

The Group supports local authorities and intermunicipal institutions in their projects and accomplishments. Housing, transport, engineering, renewable energy, digital technologies: in all these areas, the Group is a valued partner.

The Caisse des Dépôts Group is committed to housing for all and sustainable real estate, in partnership with local authorities. Two subsidiaries take daily action: The SNI Group, France's largest social lessor, and Icade, a builder and proactive property manager.

Business financing is one of the four priorities of the Caisse des Dépôts Group's Elan 2020 strategic plan.  It is investing in SME to boost their equity capital, promote innovation and support the investment capital market, and grants loans to SME via OSEO. It supports business start-ups and the social economy.

Every year Caisse des Dépôts devotes a third of its profits to public interest investments. These investments, made using its equity capital, support development policies launched by local authorities and public bodies. At the same time, Caisse des Dépôts is one of the leading French long-term investors in the financial markets.

How can we fight against climate change ? Caisse des Dépôts, with its subsidiary CDC Climat, created in Frebruary 2010, is committed to development methods which emit less carbon, and plays a pioneering role in the economics of climate change.