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Despite the efforts noted by public powers, our country currently has a deficit of almost one million homes. Caisse des Dépôts is working to give all French citizens equal opportunities with regard to to access to housing.
It has several tools to this effect:
- a large range of loans distributed to social housing bodies (HLM, OPHLM, etc.) drawing on resource from savings funds
- equity capital investments in housing and land.
- its subsidiary company SNI is the leading operator in social and intermediary housing.
It is flagging up a triple aim to be attained by the year 2010:
- To take part, each year, in the financing of the creation of 90,000 homes (compared with 64,000 today, i.e. an increase of 40%).
- To build 6,000 homes as a direct operator.
- To rehabilitate 18,000 homes in its own estate, according to the high quality environmental standards (HQE).
Commitment in all respects
Mobilizing loans on savings funds, Caisse des Dépôts is financing the production of 62,000 social housing homes in the context of the social cohesion plan 2005-2009. An noticeable effort, as 54,000 homes had been created by 2007. By mid 2008, 62,000 homes had been financed.
With the SNI Group, construction was launched for 18,850 homes (compared with 9,200 in 2007)
Caisse des Dépôts is also a stakeholder in construction projects for 1,000 controlled rent homes (compared with 550 in 2007).
Caisse des Dépôts is committed to land use policies allowing for housing to be produced upon completion, the majority of it social. It is also working to enlarge the range of loans on savings funds in order to assist social landlords who are very much in demand financially in the context of construction programmes. A new loan, the so-called "financial potential consolidation loan" has thus been created.
