This space contains the key information you need to learn more about the Caisse des Dépôts Group.
Developing real estate
The Caisse des Dépôts Group is committed to housing for all and sustainable real estate, in partnership with local authorities. Two subsidiaries take daily action[nsbp]: The SNI Group, France's largest social landlord, and Icade, a proactive builder and administrator.
Public interest loans
The use of loans granted against savings funds has varied over the years in order to fairly and most effectively support the changing needs of society. Its aim has not changed: to finance the general interest. Today, social housing and urban renewal are the main beneficiaries, along with transport infrastructures, hospital property and sewage treatment.
All types of financing included, Caisse des Dépôts granted more than €10.6bn in loans against savings funds in 2008.
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The SNI Group is France's largest landlord, with 263,000 housing units managed (including 81,000 intermediate housing units and 182,000 social units), 247,000 of which it owns outright.
The savings funds
The savings funds management body (DFE) is in charge of managing savings deposits under the "livrets" (bank book) savings schemes centralised by Caisse des Dépôts (Livret A, Livret d’épargne populaire, Livret de développement durable) and the financing of social rental housing and urban policy. This operation is translated by a non-consolidated accounting policy which sets itself apart from Caisse des Dépôts other activities.