1850 : Pensions and personal protection

Caisse des Dépôts has been managing the Civil Service Pension Fund since 1816, and the first Old-Age Pension Fund (French acronym: CRV) since 1850, which extended the personal protection scope to a much broader section of society.

The first two life insurance funds to be set up – National Insurance Fund in the event of Death (CNAD) and National Insurance Fund in the event of Accidents (CNAA) – were also managed by Caisse des Dépôts. These would merge in 1959 to become CNP (now CNP Assurances). Floated in 1998, CNP Assurances has become the number one personal insurance company in France.

In 2001, Caisse des Dépôts was entrusted with new mandates: administrative management of the Reserve Fund for Pensions (FRR), the Additional Pension Scheme for the Civil Service (RAFP), being the additional scheme based on the bonuses of civil servants across the three civil service sectors, and the Mining Pension Fund.

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