Caisse des Dépôts’ social housing plan: over €10bn in support

On 5 April Caisse des Dépôts reaffirmed its support for its social landlord clients with two priorities: supporting social housing organizations (French acronym: OLS) in their transformation and supporting their investments to meet the need for housing in the territories. Several measures will mobilize more than €10bn for this purpose.

Property & housing

Caisse des Dépôts is proposing a measure composed of various products in order to respond to the specific new requirements of housing associations:

  • €2bn in 2nd-generation subsidized stockholders’ equity loans*, which will allow them to access quasi-equity funding to complete plans to finance the construction and refurbishment of housing;
  • €2bn in fixed-rate loans for restructuring their debts on more favourable terms (from the month of June onwards);
  • €1bn in fixed-rate loans for the construction of new housing (from the month of May onwards) and € bn of Caisse des Dépôts equity invested in an earmarked innovative investment vehicle and in its subsidiary CDC Habitat;
  • €1bn in fixed-rate loans for the thermal rehabilitation of housing (from the month of May onwards);
  • €3bn in short-term cash advances (available from early June onwards), including €1bn for the pre-financing of loans from savings funds for new transactions and €2bn in available credit in order to provide banking overdraft facilities for housing bodies.

E Lombard le 5 avril 2018
Existing measures are however being renewed and the provision of financial support will be accompanied by expert advice.




For Eric Lombard, managing director of Caisse des Dépôts, this comprehensive scheme, a major strategic plan for housing from Caisse des Dépôts, is a prime example of the regional bank’s capacity for action, and is a focus for the activities currently being organised by Caisse des Dépôts. This extensive and coordinated measure, deployed in record time, sends a strong message to our clients: we are responding more closely to their requirements and to those of the French people in terms of housing.



* This scheme will be launched following the impending signature of the Caisse des Dépôts-Etat-Action Logement (State Action for Housing) agreement.




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