Our values

Public interest, trust, long-term planning: these are the values that motivate us every day and that have guided our actions for over 200 years. We use all of our expertise and our ability to act to respond to the challenges that our country faces and we support the economic development of France, sustainable development and social cohesion.

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Public interest



We serve the public interest and we make a commitment to assist in the daily lives of French people. Every day, throughout the year, our Group ensures that public service is available to millions of French people.

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We are a trusted third party. We protect the savings that French people deposit in the savings accounts known as Livret A, Livret de développement durable et solidaire (LDDS), Livret d'épargne populaire (LEP), and the deposits made by notaries (real estate transactions, inheritances) with total transparency.

Long-term investor


We are a long-term investor that finances the economy as well as sustainable development in France.

We turn French people’s savings (Livret A, LDDS and LEP) into long‑term and very long-term loans to fund social housing and local projects.




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