Our organization

To bring our vision to life, we focus on four core activities and two partners.

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Banque des Territoires

Launched in 2018, Banque des Territoires provides support to actors who want to develop regions.

As a unique port of call for clients, Banque des Territoires offers bespoke consulting and finance solutions in the form of loans and investment. These respond to the needs of local authorities, social housing organizations, local public companies and the legal professions.

Banque des Territoires is available everywhere, from rural regions to large cities, with the aim of fighting social inequality and regional divisions. With its two subsidiaries, CDC Habitat and SCET, it offers a complete range of engineering and project development services.

In under two years, Banque des Territoires has developed four major plans: the Housing Plan, the Cœur de ville Programme, the Industrial Regions Plan and the Large Investment Plan (PIA).


The Directorate for Pensions and Solidarity

As a major actor for social cohesion, the Directorate for Pensions and Solidarity supports French people throughout their lives.

Mandated by the State, local authorities and hospitals, it manages 65 pension and solidarity funds and plans.

With regard to pensions, the funds under management cover nearly 7.5 million assets and 3.9 million pensioners, or in other words, one in five pensioners in France.

With regard to social protection, it offers reliable and innovative solutions. It has launched the Mon compte formation app and the Mon Parcours Handicap platform for people with disabilities. It also offers solutions to tackle the challenges of an ageing population.


Asset management Department

As a leading contributor to our Group’s results, the Asset management department oversees the entirety of our financial investments (bonds, shares, investments in unlisted companies, property, forests). We are France’s leading public sector asset manager and its fourth largest institutional investor.

What makes us stand out: we plan for the long term, we have a hands-on management style, we invest in France and Europe and we commit to investing responsibly with all types of assets.


To learn more about the Asset management Department, see our presentation : 


Management of strategic holdings

The strategic investments department is in charge of acquisition, creation and divestiture operations, and is responsible for guiding shareholder activity in around twenty companies in which Caisse des Dépôts is a reference shareholder. Our shareholder policy is guided by three criteria: the Caisse des Dépôts’ patrimonial interests, the corporate interests of the target entity and its employees, and general interest.We steer our subsidiaries with three types of objectives in mind: financial objectives, extra-financial objectives and governance principles.In 2021, we completed large-scale operations, including taking equity stakes in the capital of Suez, fortifying our investment in GRTGaz and opening Egis’ capital to a new financial partner. We also provided support to Compagnie des Alpes and Euronext, assisting with significant recapitalisation operations. 



With regard to financing and developing companies, Bpifrance, a public investment bank, is a subsidiary that is equally owned by Caisse des Dépôts and the State.

As an entity in its own right within Caisse des Dépôts, it fights against the entrenchment of regional inequalities by offering ongoing financing (loans, guarantees, equity investments, consulting and support) to companies throughout their development both in France and internationally.  

As a trusted partner for companies, it has supported 306,000 enterprises since its creation.


La Poste Groupe

La Poste Groupe joined Caisse des Dépôts in 2020

As a local player, rooted in the French regions, La Poste Groupe supports all French people through useful services tailored to their needs.

Today, in the service of the public interest, La Poste Groupe is diversifying and supporting major societal changes: ecological transition, digital transformation, e-commerce development, ageing of the population.




Consult the organization chart
of the Caisse des Dépôts Group



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