Terms and conditions for using the Caisse des Dépôts website
In accordance with the provisions of Article L518-2 of the French Monetary and Financial Code, the Caisse des Dépôts et Consignations ("Caisse des Dépôts") serves the public interest in support of the State’s public policies.
The purpose of the General Terms and Conditions is to define the terms and conditions under which the Caisse des Dépôts makes its Site (defined in Article 1 below) available to users, including the www.caissedesdepots.fr website, and the related Secondary Sites (also defined in Article 1 below).
As an exception to the above, it is specified that the secondary website www.icdc.caissedesdepots.fr is published by CDC Informatique. This site is therefore not governed by the General Terms and Conditions. Consequently, for any additional information concerning this website, the User is invited to consult its legal notices, conditions of use and privacy policy (cookies and personal data).
Access to and use of the Site necessarily implies unconditional acceptance of the General Terms and Conditions by the User, as well as compliance with the laws and regulations in force. All Users undertake to ensure that any person accessing the Site using their internet connection has read these General Terms and Conditions and accepts them.
Article 1: Definition
General Terms and Conditions: means the contractual document governing the use of the Caisse des Dépôts Site.
Special Terms and Conditions: means the contractual documents governing access to and use of Sites secondary to the www.caissedesdepots.fr Site.
Personal Areas: means areas on secondary Sites requiring the creation of an account. Membership of Personal Areas may be open to any User or be reserved for specific Users. Access to Personal Areas is subject to acceptance of the General Terms and Conditions as well as the Special Terms and Conditions of the Personal Area in question.
Site: means collectively the website accessible via the URL "www.caissedesdepots.fr" and its Secondary Sites.
Secondary Site: means a website accessible via a sub-domain of the main site www.caissedesdepots.fr. Each Secondary Site published by the CDC is governed by the General Terms and Conditions and supplemented, where applicable, by the Special Terms and Conditions. Secondary Sites that are not published by the Caisse des Dépôts (such as the www.icdc.caissedesdepots.fr site which is published by CDC Informatique) are not governed by the General Terms and Conditions (or, a fortiori, by the Special Terms and Conditions). The User is invited to consult the legal notices, terms and conditions of use and privacy notices (cookies and personal data) of these Secondary Sites.
User: means any person accessing, browsing or making use of the Site.
In the context of the General Terms and Conditions, it is agreed that words in the singular form only must also be understood in the plural form and vice versa when the context so requires.
Article 2: Prerequisites for accessing and using the Site
To access and use the Site, the User must have modern and up-to-date browsing software.
Unless otherwise provided for in the Special Terms and Conditions of Use applicable to the Personal Area in question, the User undertakes not to use, exploit, develop or make available to other Users software, devices, processes, scripts, tools, robots or any other means or processes (hereinafter "Automaton") enabling or likely to enable any User to:
- automatically complete and validate forms (and in particular when this form allows a search to be launched within a database operated by the CDC) if the Site does not allow it itself; and/or
- where applicable, perform automated extraction of data from the results of the searches referred to above; and/or
- deceive or circumvent the human action recognition system (such as CAPTCHA) when it is present in the Site's User path so that it does not identify the use of an Automaton for the above purposes.
Article 3: Contractual documents
The contractual documents governing the relationship between the User and the Caisse des Dépôts and forming the Agreement are, in increasing order of priority:
- these General Terms and Conditions (this document);
- the Special Terms and Conditions of the Secondary Site visited, if applicable.
In the event of a contradiction or inconsistency between one or more provisions contained in any of these documents, the higher-ranking document shall prevail. Unless otherwise stipulated in the Special Terms and Conditions, in the event of a contradiction between the General Terms and Conditions and the Special Terms and Conditions, the Special Terms and Conditions shall prevail.
Article 4: Effective Date - Update
The General Terms and Conditions and the Special Terms and Conditions, which may be updated at any time at the discretion of the Caisse des Dépôts, come into effect from the date they are posted online and are binding on any User browsing the Site.
If a User does not wish to comply with the General Terms and Conditions and/or the Special Terms and Conditions when using the Site, they are invited not to continue browsing the Site.
Article 5: Features of the Site
5.1 – Subscription to Site newsletters
The Site includes subscription services to newsletters on various topics.
To subscribe, the User must follow the online subscription procedure for the newsletter in question.
Users subscribe to the Site’s newsletters for an indefinite period and may terminate the subscription at any time and without notice or any formality other than the subscription cancellation procedure of which the subscriber is informed in the emails used to send the newsletters.
To find out more about the processing of his/her data, the User is invited to read the Site's Notice on the protection of personal data.
5.2 – Content sharing
Some of the Site’s pages have share buttons. This allows you to share the Site's content on social media (Facebook, X, LinkedIn, etc.).
The Caisse des Dépôts is not responsible for actions carried out by the User on the social media website. In the event of difficulty, the User must contact the social media publisher or the person identified on the social media website.
The User is informed that the social media site that provides the share button is able to identify the User using this button, even if the User did not use it when viewing the Site. The Caisse des Dépôts cannot access this information. The User can read the terms and conditions of use and privacy policies of these social media sites for more information.
5.3 – Hyperlinks
The Site may contain hyperlinks to other websites and in particular to those of partners of the Caisse des Dépôts.
However, the Caisse des Dépôts may not be held liable in respect of a third-party website to which the User has had access via the Site and which contains illegal or inaccurate content. In fact, the Caisse des Dépôts has no means of controlling the content of third-party sites.
Similarly, the Caisse des Dépôts may not be held liable for the unavailability or malfunction of these third-party sites.
Anyone may set up a hyperlink to the information published on the Site without prior authorisation. However, the pages of the Site must not be embedded in the pages of another website.
5.4 – Forms and questionnaires
The Site contains forms and questionnaires that the User is free to use depending on the features of the Site they wish to access.
The forms and questionnaires allow the Caisse des Dépôts to collect information and/or opinions entered online by the User. They consist of text boxes, drop-down menus and checkboxes.
Personal data collected via the Site's forms and questionnaires are collected in accordance with the Site’s personal data protection policy.
Article 6: Intellectual property rights
The Site and all the elements comprising it, in particular the programs, data, texts, images, sounds, drawings, graphics and photographs, are the property of the Caisse des Dépôts or are the subject of a user licence granted to it. Any copy, reproduction, representation, adaptation, dissemination, in whole or in part, of the Site, by any process whatsoever and on any medium whatsoever, is subject to the prior written agreement of the Caisse des Dépôts, subject to the exceptions provided for by the French Intellectual Property Code.
However, the User is authorised to consult, download and print the documents and information on the Site under the following conditions:
- the documents and information cannot be used for commercial purposes,
- the documents and information may not be modified in any way whatsoever,
- the documents and information may not be publicly distributed outside the Site, apart from by using the share buttons provided for this purpose.
The User is not authorised to use the names "Caisse des Dépôts" or "CDC", such as "CDC Habitat", or the trademarks, logos and other distinctive signs present on the Site, in particular the "Caisse des Dépôts" and "Banque des Territoires" trademarks owned by the Caisse des Dépôts.
Any unauthorised use of the Site's content or information, in particular for commercial purposes, may be subject to legal action on the basis of an action for infringement and/or an action for unfair competition and/or parasitism by the holders of the rights in question.
Article 7: Personal data protection and cookies
To simplify the User’s access to information concerning the management of his/her personal data on the Site, the Caisse des Dépôts provides a Personal data protection notice for the Site.
When using the Site, various cookies may be placed on the User’s device. To find out more, the User can read the Cookies notice and configure them at any time by visiting the Cookies Management Panel at the bottom of each page of the Site.
Article 8: Reporting errors and illegal content
Any User who, while accessing the Site or a Personal Area, discovers or becomes aware of errors or illegal content, is invited to report this to the Caisse des Dépôts using the "contact us" form available on the Site.
The Caisse des Dépôts will then process the report as soon as possible.
Article 9: Availability and security of the Site
The Caisse des Dépôts shall do its utmost, within the limits of the current state of the art, to ensure access to and operation of the Site 24 hours a day, 7 days a week, excluding breakdowns and maintenance operations (preventive, corrective or progressive).
The Caisse des Dépôts puts in place the necessary resources based on existing technologies (e.g. HTTPS), to secure the Site and guarantee the confidentiality of information and data during their transfer over the Internet.
Article 10: Liability
The Caisse des Dépôts guarantees the accuracy of the information on the Site. However, the information processed may contain technical or typographical inaccuracies.
It is specified that the Caisse des Dépôts cannot in any way be held liable for any errors present on the Site, or for the completeness or relevance of the information and data processed.
The User is fully responsible for the information he/she provides on the Site. The Caisse des Dépôts shall not be held liable for the possible consequences of a failure or lack of diligence by the User in submitting the information entered.
The Caisse des Dépôts reserves the right to modify or interrupt, temporarily or permanently, all or part of the Site, without notice or compensation of any kind. Similarly, the Caisse des Dépôts shall not be held liable for any errors, interruptions or lack of availability of information on its Site.
The Caisse des Dépôts shall not be liable in the event of malfunction, non-accessibility, or poor conditions of use of the Site attributable to unsuitable equipment, malfunctions attributable to the User’s Internet service provider, congestion of the Internet, or for any other reasons beyond the control of the Caisse des Dépôts.
The Caisse des Dépôts shall under no circumstances be held liable in the event of indirect or unforeseeable losses suffered by the User. Indirect losses include, in particular, any damage to image, financial loss, loss of data or loss of opportunity.
Article 11: Force Majeure
The Caisse des Dépôts may not be held liable in the event of non-performance or partial performance of its obligations in respect of the Site if said non-performance or partial performance results from a case of force majeure within the meaning of Article 1218 of the French Civil Code.
Article 12: Non-waiver
The fact that the Caisse des Dépôts does not invoke a breach by a User of any of the provisions of these General Terms and Conditions or Special Terms and Conditions shall not be interpreted as tolerance or a waiver on its part to invoke such a breach in the future.
Article 13: Applicable law
The General Terms and Conditions are subject to French law.
Any dispute or litigation relating to the acceptance, performance or interpretation hereof shall be submitted to the competent courts of Paris.
Article 14: Agreement on proof
It is agreed that the data, information and files stored by the Caisse des Dépôts in its databases or on its servers shall constitute admissible and enforceable evidence against the User.
Data and computer logs stored on the servers of the Caisse des Dépôts under state-of-the-art conditions shall be considered as proof of communications between the parties.
Article 15: Credits
Credits are the name of the author of a photograph, illustration, video or, more simply, a creative work in the broadest sense or, where applicable, the name of the company (e.g. photographic agency, publishing house, etc.) that holds the rights to the creative work published. The publication of credits therefore allows the author of the creative work to be identified, the non-pecuniary rights to their work to be respected, and the owner of the work to be known.
Credits are published on the Site and are placed by the side of the creation in question.