Our Organization
With its subsidiaries and strategic holdings, Caisse des Dépôts is the leading French public financial group and it carries out its activities around 4 core businesses.
Our four business lines
Banque des Territoires
Banque des Territoires supports regions and their stakeholders by offering solutions tailored to local challenges, including advisory, loans and equity investments. With its network of 16 regional offices, 37 regional locations and two subsidiaries, CDC Habitat and SCET, it offers a comprehensive range of engineering and project structuring services. It is aimed at local authorities, social housing organisations, local public companies, legal professions, businesses and financial players with the aim of working towards greener, more socially responsible regions.
The Social Policy division
The Social Policy division supports people throughout their lives. It contributes to social cohesion and reducing regional divisions by working mainly in five areas: pensions, vocational training, disability, and elderly care and healthcare. The Social Policy division manages more than 65 funds and mandates and is the partner of choice for 55,000 public sector employers, providing reliable and innovative solutions to its customers and public authorities.
The Asset Management division
The Asset Management division manages all of Caisse des Dépôts' financial investments, carried on the balance sheets of the Savings Funds and the Central Sector. As the leading public asset manager with over €300 billion in assets under management at 31 December 2024 and the leading investor in listed French SMEs, the Asset Management division makes long-term, responsible investments in all asset classes (bonds, equities, unlisted companies, real estate, forests, etc.), directly or through its subsidiaries.
The Management of Strategic Investments
The Management of Strategic Investments division is in charge of acquisitions and disposals as well as shareholder management for some 20 companies in which Caisse des Dépôts is the reference shareholder. It helps to define Caisse des Dépôt's share ownership position and to provide strategic and financial support to its subsidiaries, while coordinating priorities between the Group and its subsidiaries. A long-term investor, CDC supports the development of its subsidiaries – whose earnings support public interest missions – over the long term.